Colorado Car Loans

Auto Loans in Fruita (CO)

In the market for car financing in Fruita, CO? Whether you want a small economy car or a full-size truck, our network of Colorado auto loan lenders has you covered. What’s even better, our service is free.

Approval Standards

  • Average Fruita Income: $2,876 Per Month
  • Average CO Credit Score: 674

Nearly all car loan providers will want you to hold a consistent job with $1500 income a month. Besides that, the amount you spend on existing debts, inclusive of your new loan, shouldn’t exceed 50% of your earnings. For people who live in Fruita, CO, this means $1,438 (average). Don’t meet these standards? You might still meet the requirements as long as you:

  • Have Somebody to Co-sign
  • Trade in a Vehicle
  • Provide a Larger Down Payment
  • Go with Buy Here Pay Here Car Loans.

Car Loans For Used Cars: Fruita (CO)

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You should spend just 18-20 percent of your regular monthly wages for such things as:

  • Car Payments
  • Maintenance
  • Fuel

If you were to earn $34,517 per year (the Fruita average), this equates to $518-$575 each month.

Bad Credit Auto Financing: Fruita (CO)

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At Car Loan Colorado, poor credit is no issue. In Fruita, CO, the normal car owner has got a fico score of 674. This is a bit low when it comes auto loans. As you can imagine, a lot of people are in need of poor credit car loans in Fruita, Colorado.

If you have bad credit, Car Loan Colorado may be able to place your application with a lender who approves Colorado bad credit auto loans all the time.

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A lot of finance companies require people who have a low credit score to have a regular income of $1500 each month, at minimum, as well as less than $750 a month in debt payments (inclusive of your auto loan).

No Credit Check Auto Financing: Fruita (CO)

For many folks in Fruita, CO, buy here pay here dealerships are becoming the last resort when it comes to getting approved.

When it comes to buy here pay here car dealerships, otherwise known as a no credit check or your job is your credit car lot, your car loan is from the dealer directly. Put simply, these dealerships offer in house auto loans to Colorado applicants with bad credit scores.

These types of car loans will often be offered without a credit check. Unfortunately, there are some major cons:

  • Exorbitant Interest Rates
  • Predatory Lending Tactics
  • Sizeable Down Payment Requirements
  • High Mileage Used Cars

Even if you are struggling with a bad credit score, there’s a good possibility you could get approved for the car loan you need without relying on tote the note financing.

Fruita (CO) Used Car Lots That May Grant Car Loans

  • Car Barn Inc, 535 West Aspen Avenue Trailer 7, 81521