Colorado Car Loans

Auto Loans in Fort Collins (CO)

We enable you to obtain the car loan in Fort Collins CO you need, even when your credit is not perfect. We’ve taken the hassles out of auto loans. Rest assured your data will be safeguarded by SSL security.

Approval Criteria

  • Average Fort Collins Income: $27,863 Per Annum
  • Average CO Fico Score: 674

Nearly all car loan providers will expect you to make no less than $1500 income monthly, and your total monthly debt, inclusive of your car loan, must not exceed half of how much you make per month. In Fort Collins, Colorado, this rounds out to $1,161 (average). Even if you don’t satisfy the aforementioned requirements, you may qualify with a co-signer, more money down, or even with buy here pay here financing in Fort Collins, CO.

Do you know how much you should be spending each month for your new car? Typically, it’s best to commit just 18 to 20% of your monthly wages for car payments, gas, and repairs. If you were to earn $2,322 each month, this equates to $418-$464 per month. In terms of equity, used car loans are most advantageous, at least as a general rule. A brand new car depreciates too soon to be a wise financial investment.

Auto Financing With Bad Credit in Fort Collins, CO

It is important to budget appropriately for your auto loan in Fort Collins, CO. After all, you don’t want to lower your credit rating even more. This rule of thumb is vital: do not set aside above 15% of your income every month toward paying down your bad credit loan.

  • $348: 15% of average income in Fort Collins, Colorado
  • $116: 5% for gas, upkeep, etc.

Furthermore, you want to provide the biggest down payment possible. Yes, we could help you find Colorado car loans with no down payment, but these have a more significant chance of negative equity. What kind of car should you purchase? Pre-owned. A used vehicle is much less expensive to finance and insure.

Post-Bankruptcy Auto Financing: Fort Collins (CO)

Of course, bankruptcy filings and repossessions can be devastating for your credit history. Have you been worried that you will not be able to find auto loans after bankruptcy or repossession? The good news is that we can help you find loan providers that provide bankruptcy car loans for people in Fort Collins, CO.Unfortunately, the bank or investment company will expect you to pay a high interest rate and put a good bit of money down.

Your Job is Your Credit Financing in Fort Collins (CO)

Exploring buy here pay here car lots in CO? If you believe your only option is an in house financing auto loan, we recommend that submit your application for bad credit auto financing in Fort Collins, CO.

When it comes to buy here pay here car lots, also called a no credit check or your job is your credit car lot, your auto loan is from the dealer directly. Put simply, these locations provide in house financing auto loans to Colorado car shoppers who’ve got bad credit scores.

If you have a bad credit report, finding a buy here pay here car dealership in Fort Collins, CO might sound like a great idea. Unfortunately, you need to bear in mind several main shortcomings. The APR rates and money due at signing are substantial, and it will be really difficult to to rebuild your credit rating through this kind of a dealership.

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But don’t worry, we may be able to help you get approved for auto loans in Fort Collins, CO with better terms than you could expect at a your job is your credit lot.

Car Dealers That May Grant Auto Credit in Fort Collins, CO

  • Spight Auto Sales, 935 N College Ave, 80524
  • All About Autos, 1235 N College Ave, 80524
  • Professional Auto Brokers LLC, 4730 S College Ave #203, 80525
  • Legacy Auto Sales Inc, 1845 North College Avenue, 80524
  • Dellenbach Motors Collision Center, 3111 South College Avenue, 80525
  • Spradley Barr Ford, 4809 South College Avenue, 80525
  • Import Auto Service, 407 Riverside Avenue, 80524
  • Maztech Inc, 450 Industrial Drive, 80524
  • J & M Precision Automotive, 425 North College Avenue, 80524
  • Mile High Car Company, 938 North College Avenue, 80524
  • Rudy’s Star Service, 6322 South College Avenue, 80525
  • Pedersen Toyota, 4455 S College Ave, 80525
  • Riverside Imports, 835 Riverside Avenue, 80524
  • North College Motors, 1800 North College Avenue, 80524
  • Trammell’s Automotive Service and Repair, 1912 Terry Lake Road, 80524
  • European Motor Cars, 505 Riverside Avenue, 80524
  • A and Z Import Auto, 1209 East Mulberry Street, 80524
  • Steve’s Cars, 1401 East Mulberry Street, 80524
  • Cactus Hill Auto Sales, 3221 East Mulberry Street, 80524
  • AL Bugs ME, 3525 East Mulberry Street, 80524
  • Highline Motors, 4315 South Mason Street, 80525
  • Auto Integrity, 7704 South College Avenue, 80525
  • Gonzales Auto Sales, 418 South Summit View Drive, 80524
  • Mulberry Automotive Center, 1331 East Mulberry Street, 80524
  • A & Z Import Auto, 1209 E Mulberry St, 923
  • AL Bugs ME, 3525 E Mulberry St, 80512
  • Centennial Leasing & Sales, 4730 S College Ave, #102, 80547
  • Tynan’s Fort Collins Nissan Inc – New & Used Cars, 5811 S College Ave, 80512
  • Dellenbach Cadillac, 125 W Swallow Rd, 80512