We help car shoppers find Colorado auto financing everyday. We have reduced the frustration from financing a car in Cortez and across Colorado. What do we charge you for this service? Not a cent.
Have you budgeted for your new car? Typically, experts suggest you devote only 18-20% of your monthly income for things like your:
- Monthly Payments
For your typical Cortez resident, this comes out to $474-$527 per month.
Car Financing with Bad Credit in Cortez, CO: Getting Approved
Here’s some actions you can take to boost your odds of getting approved for a bad credit finance package in Cortez, CO.
- Supply More Money Down.
- Get a Co-buyer.
- If Needed, Get Financed at a Dealership That Offers In House Financing in Cortez, CO.
Furthermore, we recommend that you purchase a cheap used car or truck that offers solid fuel economy.
Car Financing After Bankruptcy or Repossession: Cortez, CO
Bankruptcy? Repossession? Foreclosure? A lot of Colorado residents are worried about whether they’ll be able to get car loans after bankruptcy or repossession. The good news is that there are loan creditors who approve bankruptcy auto loans in Cortez, CO. Although a bankruptcy remains on your credit profile for seven years, almost all lenders can provide a car loan after only 24 months. Bad credit car loans can be an effective way to re-establish your consumer credit following bankruptcy.
Car Dealers That Finance Bad Credit in Cortez (CO)
For many folks in Cortez, CO, buy here pay here dealers are the last option when it comes to getting financed.
When it comes to buy here pay here car lots, otherwise known as no credit check or in house financing car lots, your car loan does not originate from an outside finance company. In other words, these locations grant in house financing auto loans to Colorado residents who’ve got bad credit. For sure, opting to work with a BHPH car dealership in Cortez, CO may seem like your best option.
Sadly, they aren’t without some potential cons, which include high aprs, substantial down payments, more risk of predatory lending tactics, and modest vehicle selection.
Make sure you investigate any CO buy here pay here dealership on the internet. Be sure to speak with somebody who has purchased a car or truck from them before, and learn if the dealer has a good reputation.
Cortez (CO) Dealerships That May Grant Auto Loans
- Wheelz, 920 S Broadway, 81321
- Used CARZ, 1602 South Broadway, 81321
- Southwest Auto Center, 333 South Broadway, 81321
- Sunshine Motors, 1204 East Main Street, 81321
- Mercury-Lincoln Sales & Service, 111 South Broadway, 81321
- Mesa Verde Motors, 430 West Main Street, 81321
- 4×4 Auto, 1551 S Broadway, 81334